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Medicare Advantage & Medicare Supplement Plans in Oregon


"Call Shannon –Don’t be Overwhelmed by Medicare"

End Confusion – Help When You Need It The Most!

Just when you want to start taking it easy by not having to work as hard, you run straight into the Medicare maze. Yes, Medicare is complicated, but navigating your choices has never been easier. Access our convenient timesaving benefit comparison to find plans that are available in your county or area no matter where you live in Oregon. You can get instant quotes on Medicare Advantage (MA) PPO and HMO plans or Medicare Supplements (Medigap) policies. An easy comparison of stand-alone Prescription Drug Plans (PDP) is also available.

Healthcare is a very personal decision, and there is no one-size-fits-all approach when it comes to enrollment. For more helpful information to guide you in the senior health insurance selection process call Shannon, or one of our other knowledgeable agents for assistance.

Find which County your City is inMap of Oregon Counties

Check Out Our Convenient Timesaving Benefit Comparision by Answering a Few Questions Below!

To check your Medicare plan rates, please fill in the form below, click the “Compare Plans” button and view your rates and benefits. This information is only used as a criteria for checking your rates. We do not collect or save this information. We don't even ask for email address.

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MAPD & MA + Rx Allowed – Medicare Advantage Plan with built–in Prescription Drug Plan or a Medicare Advantage Plan that allows you to purchase a separate Prescription Drug Plan.

Medicare Supplement – A traditional Medicare Supplement plan. See chart below.

MA Plan – Rx Not Allowed – Medicare Advantage Plan that does not include a prescription drug benefit. Some do not even allow the purchase of a separate Prescription Drug Plan. These plans are only useable with other creditable coverage such as VA or employer provided or you simply don’t want prescription drug coverage (late penalty is 1% per month).

Find which County your City is in

Medicare.Gov

2013 Regence MedAdvantage and MedAdvantage + Rx Plans

2013 Moda Advantage PPORx Plans

2013 Providence Medicare Advantage Plans

2013 PacificSource Medicare Plans

2013 ATRIO Platinum, Gold, Silver, Bronze Plans

2013 HealthNet Healthy Heart, Violet & Aqua Plans

Featured Medicare Supplement Plans

Medicare Supplement Plans

About Medicare Advantage Plans

Medicare Advantage plan shopping in Oregon varies by where you live. Portland and the I5 corridor including Ashland, Medford, Grants Pass, Roseburg, Eugene, Albany, Corvallis and Salem have more choices than cities like Bend, Klamath Falls. Newport, Lincoln City, Coos Bay, North Bend, Pendleton, John Day, The Dalles, Tillamook, Seaside and Ontario which only has a single plan to choose from. Medicare Supplements (also referred to as Medigap policies); however, are available statewide.

Government contracted plans are the Medicare Advantage and include Medicare Cost plans, HMO plans, PPO plans, and Medicare Private Fee For Service (PFFS) plans. For these plans, the insurance company and the government enter into a contract. As a perhaps an oversimplification, the government essentially provides the money and the insurance company provides the benefits and plan administration. The concept is that private industry can offer more benefits with the same money in exchange for some plan restrictions on your part, and they often do just that.

Important Considerations About Medicare Supplement Plans

Medicare supplemental health insurance is confusing and may seem to be overwhelming to many. Maybe this will help. There are two major categories of supplemental plans: government designed plans and government contracted plans.

Government designed plans are the Medicare Supplements or Medigap policies. They come in 12 standard choices with two of the choices available with a simple modification. The choices are called Plan A, Plan B, Plan C, Plan D, Plan E, Plan F, Plan G, Plan H, Plan I, Plan J, Plan K and Plan L and the modified plans are the High Deductible Plan F and the High Deductible Plan J.

As the letters increase from A to J, the coverage generally increases and the premiums are generally higher. Plans K and L are lower coverage and lower cost alternatives. The high deductible versions simply impose a deductible before the insurance company pays any benefits as a way to cut your health insurance premium costs.

One important thing to remember. You don't have to waste much time trying to figure out which company's Plan F Medicare Supplement is better than the other company's. The government designed the coverage and the insurance company is just providing these senior health benefits. Cost is the major difference between two or more Plan F policies other than customer service and quality of company issues.

When choosing a Medicare Supplement, one important thing to remember is you don't have to waste time trying to figure out which company’s Medicare Supplement is better. The government designed the coverage and the insurance company is providing these senior health benefits. For instance, a Plan F plan is going to be the same with all companies offering this type of coverage, however the cost of coverage will vary between companies. No doubt premium cost will be a deciding factor in choice, as well as personal preference, and the quality of customer service the company provides. Try our “compare plans” tool and see for yourself which company provides the lowest premium.

Proudly serving the following counties in Oregon: Baker, Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Grant, Harney, Hood River, Jackson, Jefferson, Josephine, Klamath, Lake, Lane, Lincoln, Linn, Malheur, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Umatilla, Union, Wallowa, Wasco, Washington, Wheeler and Yamhill.

Medicare Supplement Plans A–D, F,G, K–N

A B C D F G K L M N
Basic Benefits X X X X X X 50% 75% X X
Skilled Nursing Co–Insurance X X X X 50% 75% 50% X
Part A Deductible X X X X X 50% 75% 50% X
Part B Deductible X X 100%
Part B Excess 100% 100%
Foreign Travel Emergency X X X X X X

Plan K – Out–Of–Pocket Limit is $4,800 Plan L– Out–Of–Pocket Limit is $2,400
Part B Coinsurance Plan K is percentage plan pays of normal Medicare
cost sharing (Ex. 50% or 75% of the normal 20% cost share not covered by Medicare). Medicare approved Part B
preventive services are covered at 100%.
Plan N - Copays $20 for Office Visit/$50 Copay for ER

CMS approved plan marketed materials were used for the source of all plan comparison information shown on this page.