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First Choice Health Insurance Inc. is an authorized agent for ODS (Oregon Dental Service) health insurance plans in Oregon. Since 1955, this Oregon grown company has been providing health and dental coverage to Oregon residents. In the past ODS was referred to as Oregon Dental Service and has a reputation for its group dental products. It also offers an optional individual dental plan that can be purchased with any of their individual health insurance policies. ODS Health Plans now serves over 650,000 members.
Select an individual health plan from among of their three plans: the Maximizer Plan, the Beneficial Rx Plan Beneficial Plan. You can also choose from their HSA 3000 an HSA Value Plans. You have the unique capability to add their Individual Dental plan to your coverage. In addition, ODS has a selection of Medicare Supplements offering more choices for senior health insurance in Oregon.
They also have a selection of group health plans for small business and both large and small group health needs. You can purchase an ODS group dental plan to add to your health benefits or you can purchase a stand-alone group dental plan to compliment your health coverage from another carrier.
Why use an agent to purchase your ODS health insurance?
Representation
We hate throwing money away or spending money on something we don't get to enjoy the benefits of. Yet, people can unknowingly do this when it comes to health insurance.
Premiums for almost all insurance policies include a commission charge to pay agents for selling and servicing these policies. You pay this commission charge regardless of whether you buy directly from the insurance company or from an independent agent.
If you purchase directly from the insurance company, you give up your right to have an agent represent you and help you solve problems that may develop.
Service
- Accidental injury benefit for all covered services before meeting deductible.
- Hospital, surgery, X-ray, laboratory services from participating physicians and facilities.
- Emergency care (In-Plan and Out-of-Plan) for a $250 copayment, before deductible.
- Prescription drugs benefits available through participating pharmacies for generic and brand-name drugs. No deductible!
- Travel Benefits and Nationwide coverage using their national network of participating providers.
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