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If your child is a student in college, you can look at
special purpose student policies.
Student Health Insurance.
Travel and vacations are a wonderful way to share family time and get closer to your children. Don't forget that
travel insurance is very important for families with children.
Travel Insurance Coverage
If you decide that purchasing an individual policy is the right
answer, or your only choice as a result of a child support order
from the court, consider purchasing a policy with a higher
deductible that includes first-dollar benefits. First-dollar
benefits are important in protecting children, while still
protecting your pocketbook. One to look for is a physician
visit feature where doctor visits are covered with a small
copay. A prescription drug or pharmacy benefit, without having
to meet the deductible first, is a good addition. Of particular
importance with a child would be an accident benefit where the
deductible is waived for treatment within the first 90 days of
an accidental injury. You have now covered all the basics for
the events that are most likely to occur.
To help you get started we have selected some candidate plans
that are generally available statewide and offer affordable
low-cost options for children.
Regence BlueCross BlueShield of Oregon offers their new Blue
Selections Premier plan which is ideally suited for kids.
This affordable health insurance plan comes with all the
first-dollar benefits mentioned above and is available in
five deductibles. These include a $500 deductible one for
$78, a $1,000 deductible one for $73, a $2,500 deductible
one for $62, a $5,000 deductible one for $54, and a $7,500
deductible plan for $47.
PacificSource also has an Elect Plus plan meeting first-benefit
features discussed above. Their $500 deductible plan is $93,
their $1,000 deductible plan is $82 and their $2,500 deductible
plan is $62.
If you decide that purchasing an individual policy is the
right answer, or your only choice as a result of a child
support order from the court, consider purchasing a policy
with a higher deductible that includes first-dollar benefits.
First-dollar benefits are important in protecting children,
while still protecting your pocketbook. One to look for is
a physician visit feature where doctor visits are covered
with a small copay. A prescription drug or pharmacy benefit,
without having to meet the deductible first, is a good
addition. Of particular importance with a child would
be an accident benefit where the deductible is waived for
treatment within the first 90 days of an accidental injury.
You have now covered all the basics for the events that are
most likely to occur.
To help you get started we have selected some candidate
plans that are generally available statewide and offer
affordable low-cost options for children.
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