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Short Term Arizona Health Insurance

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Short term health insurance in Arizona provides temporary short-term medical insurance coverage for special situations when you need coverage now:

  • Between jobs
  • Waiting for other coverage to start
  • No longer covered on parent’s plan
  • During college or after graduation
  • Other short–term coverage needs
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Direct Online Quotes and Applications

When you apply online with us, you gain a partner ready to answer your questions and
make sure your application is processed properly.
One of our Agents will be assigned to you and will contact you to introduce themselves.

Apply Online
Brochure and Application to Mail or Fax (PDF)

Check Benefits and Apply Online
Download Brochure (PDF)
Short Term Health Insurance Download Application (PDF)

Apply Online
Benefit Summary 100/75 Plan (PDF)
Benefit Summary 80/60 Plan

Coverage can be purchased for as few as 30 days or up to 12 months. A new short term health insurance policy can be purchased to extend the coverage for a second term in most cases. Keep in mind that each extension is a new policy and won’t cover conditions treated by the previous coverage. Coverage ends with the current term unless hospitalized or disabled. You can send the full premium with the application or choose a convenient monthly payment option. You can pay by check or a credit card.

Short Term Medical is designed to provide coverage for major hospital, medical and surgical expenses incurred as a result of medically necessary care for a covered illness or injury. Coverage is generally provided for daily hospital room and board, miscellaneous hospital services, surgical services, anesthesia services, in–hospital services, and out– of–hospital care, subject to any deductibles or rate of payment provisions or other limitations which may be set forth in the policy. Each plan has unique benefit designs and it is recommended that you refer to company literature for a more complete description of coverage.

Assurant Health Insurance

How Assurant Short Term Medical Plan Coverage Works

Options available for this short term health insurance include a higher lifetime maximum, term life insurance and accident medical expense coverage.

  • $2 million coverage maximum per policy period
  • Freedom to choose your own doctors and hospitals
  • Prescription drug coverage
  • Excellent in-hospital and outpatient benefits
  • Semiprivate room and board
  • Intensive care
  • Lab and x–ray
  • Ambulance service
  • Managed care/pre–authorization procedure
  • Maximum family deductible equal to three times your individual deductible amount
  • Extension of Benefits* – up to 12 months if totally disabled
  • Extension of Benefits Plus* – 60 day/$1,000 benefit for non–disabling conditions
  • No association fees

∗ Coverage may be extended beyond your coverage period. See your certificate for details.

Reapplying for Coverage:
You can reapply for short term health insurance coverage only after a 6 month break in coverage.

5 year pre–existing condition exclusion.

Secure STM

Secure STM - Standard Security Life Insurance Company of NY from Health Plan Administrators (HPA)

After satisfying the deductible amount you’ve selected, Secure STM will pay the coinsurance you selected for covered expenses, for up to a lifetime maximum of $2 million per insured person per coverage period.

  • Hospital Charges: Average semi’private room rate, medical care and treatment
  • Outpatient: Hospital or Ambulatory Surgical Center charges
  • Physician Services: For treatment and diagnosis
  • Surgeon Services: In the hospital or Ambulatory Surgical Center
  • Assistant Surgeon Services: Up to 20% of the surgeons benefit
  • Anesthesia Services: Up to 20% of the surgeons benefit
  • Intensive Care: Up to three times the average semi’private room rate
  • X’Ray Exams, Laboratory: tests and analysis
  • X’Ray and Radioactive: isotope therapy, anesthesia, oxygen, casts, splints, crutches, braces, surgical dressings, artificial limbs or eyes, rental of medical supplies
  • Blood: Blood derivatives and their administration
  • Ambulance Services: $250 per emergency
  • Organ Transplants: $150,000 lifetime maximum
  • Acquired Immune Deficiency Syndrome (AIDS): $10,000 lifetime maximum
  • Mammography, pap smears and screens

Reapplying for Coverage:
Unlimited re’applies.

5 year pre–existing condition exclusion.


Expect genuine service

You will be well–taken care of at HumanaOne. Every step of the way has been designed to provide you with a simple and hassle–free experience. Friendly customer care. Receive prompt service every time you need answers on benefits, payments, and claims.

Personal Website. Log in to "MyHumana" at, and you can manage your plan, locate in–network providers, track medical expenses and review the status of a claim.

Your satisfaction is important. If you’re not completely satisfied with your plan for any reason, you can call and cancel your policy within 10 days of receiving it for a full refund on your premium. Application fees are not refundable.