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Short Term Health Insurance - Washington State - Start Tomorrow
Short term health insurance in Idaho provides temporary short-term medical
insurance coverage for special situations when you need coverage now:

  • Between jobs
  • Waiting for other coverage to start
  • No longer covered on parent's plan
  • During college or after graduation
  • Other short-term coverage needs
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Direct Online Quotes and Applications
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Download Brochure and Application (PDF)
 

Temporary medical insurance overage can be purchased for as few as 30 days or up to 6 months. A new policy can be purchased to extend the health insurance coverage for a second term in most cases. Keep in mind that each extension is a new policy and won't cover conditions treated by the previous coverage. Coverage ends with the current term unless hospitalized or disabled. You can send the full premium with the application or choose a convenient monthly payment option. You can pay by check or a credit card.

Short Term Medical is designed to provide coverage for major hospital, medical and surgical expenses incurred as a result of medically necessary care for a covered illness or injury. Coverage is generally provided for daily hospital room and board, miscellaneous hospital services, surgical services, anesthesia services, in-hospital services, and out-of-hospital care, subject to any deductibles or rate of payment provisions or other limitations which may be set forth in the policy. Each plan has unique benefit designs and it is recommended that you refer to company literature for a more complete description of coverage.


Assurant Health Time Insurance

Options available include a higher lifetime maximum, term life insurance and accident medical expense coverage.

  • $2 million coverage maximum per policy period
  • Freedom to choose your own doctors and hospitals
  • Prescription drug coverage
  • Excellent in-hospital and outpatient benefits
  • Semiprivate room and board
  • Intensive care
  • Lab and x-ray
  • Ambulance service
  • Managed care/pre-authorization procedure
  • Maximum family deductible equal to three times your individual deductible amount
  • Extension of Benefits* - up to 12 months if totally disabled
  • Extension of Benefits Plus* - 60 day/$1,000 benefit for non-disabling conditions
  • No association fees
* Coverage may be extended beyond your coverage period. See your certificate for details.

 

Additional Savings:
You can reduce your medical bills by using the doctors and hospitals participating in PHCS.

Reapplying for Coverage:
You can reapply for coverage only after a 6 month break in coverage.

5 year pre-existing condition exclusion.
exclusion.


 
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