All Numbers of Employees – Federal ERISA Regulations
Regulates all employee benefit plans including health insurance.

2 or More Employees - Federal USERRA Regulations 12/10/2004 - NEW
Veterans Benefits Improvement Act of 2004 (VBIA) changes some requirements previously
made by the Uniformed Services Employment and Reemployment Rights Act (USERRA).
Provides continuation coverage for 24 months concurrent with COBRA for servicemen.

20 or More Employees – Federal COBRA Regulations
Provides for 18 months or more of continuing employee benefit coverage on termination.

2 - 19 Employees – Oregon Continuation Regulations
Provides for 6 months of continuing coverage for health insurance only on termination.

2-No Limit on Number of Employees – Oregon Portability Regulations
Provides for guaranteed issue individual health policy after departure with 6 months prior
continuous coverage.

2 - 50 Employees – Federal HIPAA Portability Regulations
Provides for guaranteed issue individual health policy after departure with 18 months prior
continuous coverage.

63 Days – Portability Lapse of Coverage
Break in coverage allowed to still be considered continuous coverage for eligibility.

20 or More Employees – Age Discrimination in Employment Act
Regulates reduction of employee benefits for older employees.

15 or More Employees – Americans with Disabilities Act
Regulates employee benefit coverage for employees with disabilities.

25 or More Employees – Oregon Family Leave Act
Regulates employee benefit coverage for employees on family leave.

50 or More Employees – Federal Family and Medical Leave Act
Regulates employee benefit coverage for employees on family leave.