First Choice Health Insurance
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First Choice Health Insurance, Inc.
Insurance Company Requirements!

Employee and Dependent Participation Requirements and Plan Availability

Regence BlueCross BlueShield of Oregon
      2-3 Employees
100% of eligible employees not covered by other group insurance
75% of eligible dependents
Same plan for all employees

     4-25 Employees
75% of eligible employees not covered by other group insurance
75% of eligible dependents
Different plans can be offered at the employee class level

     26 or more Employees (100% Employer paid)
90% of eligible employees not covered by other group insurance
75% of eligible dependents
Different plans can be offered at the employee class level

     26 or more Employees (Less than 100% Employer paid)
75% of eligible employees not covered by other group insurance
75% of eligible dependents
Different plans can be offered at the employee class level
LifeWise Health Plan of Oregon
     2-25 Employees
75% of eligible employees not covered by other group insurance
25% of eligible dependents
Same plan for all employees

     26 or more Employees
75% of eligible employees not covered by other group insurance
25% of eligible dependents
Different plans can be offered at the employee class level
PacificSource
     2-25 Employees
100% of eligible employees not covered by other group insurance
No dependent participation requirements
Plans available to provide individual employee selection of benefits

     26 or more Employees
70% of eligible employees including those covered by other insurance.
No dependent participation requirements
Plans available to provide individual employee selection of benefits
ODS Health Plans
     2-50 Employees
100% of eligible employees not covered by other group insurance
100% of eligible dependents not covered by other group insurance
Different plans can be offered at the employee class level

     51 or more Employees (100% Employer paid)
100% of eligible employees not covered by other group insurance
75% of eligible dependents
Different plans can be offered at the employee class level

     51 or more Employees (Less than 100% Employer paid)
75% of eligible employees not covered by other group insurance
75% of eligible dependents
Different plans can be offered at the employee class level
PacifiCare of Oregon
     2-25 Employees
100% of eligible employees not covered by other group insurance
No dependent participation requirements
Different plans can be offered at the employee class level (10 or more employees)

     26 or more Employees (100% Employer paid)
100% of eligible employees not covered by other group insurance
No dependent participation requirements
Different plans can be offered at the employee class level

     26 or more Employees (Less than 100% Employer paid)
75% of eligible employees not covered by other group insurance
No dependent participation requirements
Different plans can be offered at the employee class level
Kaiser Permanente Northwest
     2-25 Employees
100% of eligible employees not covered by other group insurance
50% of eligible dependents
Same plan for all employees

     26-50 Employees
75% of eligible employees not covered by other group insurance
50% of eligible dependents
May choose different plan based on class
 
Health Net of Oregon
     2-25 Employees
  100% of eligible employees not covered by other group insurance
No dependent participation requirements

     26 or more Employees
  75% of eligible employees not covered by other group insurance
No dependent participation requirements
CAUTION: This is a summary of requirements for relative comparison purposes only. Refer to insurance company underwriting guidelines for a complete description of requirements.


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