Short Term Health Insurance - Oregon Choices

Short Term Health Insurance - Oregon Choices - Start Tomorrow

Short term health insurance in Oregon provides temporary short-term medical
insurance coverage for special situations when you need coverage now:

Between jobs
Waiting for other coverage to start
No longer covered on parent's plan
During college or after graduation
Other short-term coverage needs

Coverage Foreign Travel Insurance Student Health Insurance

Direct Online Quotes and Applications

Apply Online: InterM - Short Term Major Medical Insurance

Short term major medical insurance for individuals or families. Pay by credit card, or print your pre-filled application and mail it in with your check. To begin, please enter your zip code and click on the Get More Info button.

Zip Code:

Download InterM Brochure and Application (PDF)

Get a Quote and Apply Online
Download Brochure (PDF)
Download Application (PDF)

Apply by mail only.
Include check for first month's premium.
Quick Net Brochure
Download Application

Check Benefits and Apply Online
Download Brochure (PDF)
Download Application

Check Benefits and Apply Online

Download Brochure and Application

Temporary medical insurance overage can be purchased for as few as 30 days or up to 12 months. A new policy can be purchased to extend the health insurance coverage for a second term in most cases. Keep in mind that each extension is a new policy and won't cover conditions treated by the previous coverage. Coverage ends with the current term unless hospitalized or disabled. You can send the full premium with the application or choose a convenient monthly payment option. You can pay by check or a credit card.

Short Term Medical is designed to provide coverage for major hospital, medical and surgical expenses incurred as a result of medically necessary care for a covered illness or injury. Coverage is generally provided for daily hospital room and board, miscellaneous hospital services, surgical services, anesthesia services, in-hospital services, and out-of-hospital care, subject to any deductibles or rate of payment provisions or other limitations which may be set forth in the policy. Each plan has unique benefit designs and it is recommended that you refer to company literature for a more complete description of coverage.

InterM - Short Term Major Medical Insurance

The policy effective date will be 12:01 a.m. on the later of the day after the postmark date stamped on the application envelope or the date you request, provided your application and full premium payment are received and your answers on the application are complete and meet the requirements for acceptance by Regence Life and Health Insurance Company.

This policy can be used for medical coverage while traveling abroad.

Reapplying for Coverage:
You can reapply for coverage for up to two consecutive 185 day terms, then a
6-month break in coverage is required before reapplying again.

Five year pre-existing condition exclusion.

PacificSource Health Plans

Short Term Medical at a Glance:

Deductible Options: $500, $1,000, $2,000, or $2,500
Length of coverage: Members can choose to be covered from 30 to 185 days (up to six months), and start their coverage on any day of the month.
Payment options: The premium payment can be based on either a daily or monthly rate. Members on the daily rate choose exactly the number of days they'd like to be covered and pay up front for their coverage. Monthly rate policies allow members to pay as they go using automatic bank withdrawals.
The covered benefits include:
Physician office visits
Urgent care and emergency room
Durable medical equipment
Inpatient hospital care
Outpatient surgery
Home healthcare
Prescription drugs?including our prescription discount program

Check the Rates
Find Providers in your area.

Health Net

COMPREHENSIVE CARE
When you enroll in Quick Net, you select the health plan that fits your needs. After you meet your plan deductible, you have coverage for doctor office visits, inpatient hospital care, outpatient surgery, emergency room coverage, prescription drugs, and more.

Quick Net Brochure

Schedule of Benefits - $500 Deductible

Schedule of Benefits - $1,000 Deductible

Schedule of Benefits - $2,500 Deductible

Prescription Benefits

QuickNet PPO Contract

Six-month pre-existing condition exclusion.

Secure STM - Standard Security Life Insurance Company of NY from Health Plan Administrators (HPA)

After satisfying the deductible amount you have selected, Secure STM will pay the co-insurance you selected for covered expenses, for up to a lifetime maximum of $2 million per insured person per coverage period.

Reapplying for Coverage:
Can reapply once.

Five year pre-existing condition exclusion.

Assurant Health Time Insurance

Your coverage effective date will begin on the later of:
1) 12:01 a.m. the day after your requested policy date; or
2) 12:01 a.m. the day after the postmark date affixed by the U.S. Post Office, whichever is later, provided your application and full premium payment are received by us and your answers on the application are complete and meet the requirements for acceptance by Fortis.

Additional Savings:
You can reduce your medical bills by using the doctors and hospitals participating in PHCS.

Reapplying for Coverage:
You can reapply for coverage only after a 90-day break in coverage.

12 month pre-existing condition exclusion. exclusion.

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