Short Term Health Insurance
Oregon Choices – Start Tomorrow

Temporary medical insurance overage can be purchased for as few as 30 days or up to 12 months. A new policy can be purchased to extend the health insurance coverage for a second term in most cases. Keep in mind that each extension is a new policy and won't cover conditions treated by the previous coverage. Coverage ends with the current term unless hospitalized or disabled. You can send the full premium with the application or choose a convenient monthly payment option. You can pay by check or a credit card.

Short Term Medical is designed to provide coverage for major hospital, medical and surgical expenses incurred as a result of medically necessary care for a covered illness or injury. Coverage is generally provided for daily hospital room and board, miscellaneous hospital services, surgical services, anesthesia services, in-hospital services, and out-of-hospital care, subject to any deductibles or rate of payment provisions or other limitations which may be set forth in the policy. Each plan has unique benefit designs and it is recommended that you refer to company literature for a more complete description of coverage.

Why Short Term Medical (STM)?
Circumstances in life may have caused you to lose your health insurance. Unexpected illnesses and accidents happen every day, so don’t put your financial future at risk if you can purchase short term medical insurance, until permanent insurance is available for you.

That’s why Health Insurance Innovation’s Med Plus STM is the affordable solution right for you. Med Plus STM is issued for a pre-determined length of time, up to a Lifetime Maximum of $2,000,000 per Covered Person. You can select from a wide range of deductible and coinsurance options to tailor a plan to fit your lifestyle needs and budget!

NEW Med Plus STM is ideal for those who are:

• Between jobs or laid off
• Waiting for employer benefits
• Part-time or Temporary employees
• Recently graduated
• Without adequate health insurance

Five year pre-existing condition exclusion.