First Choice Health Insurance
             Solutions for Your Health Insurance Needs
Medical Expenses:

Medicare Covers

You Pay
physician's services,
inpatient and outpatient
medical services,
physical and speech therapy,
diagnostic tests 		80% of approved amount $135 annual deductible
plus
20% of approved amount
Clinical Laboratory Services:
blood tests urinalysis
 Generally 100% of
approved amount 		Nothing
Home Health Care:
part-time or intermittent
skilled care, home
health aide services,
durable medical supplies
and other services 		100% of approved amount
80% of approved amount
for durable medical equipment 		Nothing for services
$135 Deductible plus
20% of approved amount
for durable medical equipment
Outpatient Hospital Treatment:
services for the diagnosis of
an illness or injury 		Medicare pays a set amount
based on prospective
payment system
(after $135 deductible) 		$135 Deductible
plus a coinsurance
or fixed co-payment amount
for each service
based on prospective payment
system
Blood After first 3 pints
of blood, 80% of
approved amount 		First 3 pints
then $135 Deductible
plus 20% of approved
amount for additional pints
 

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