Medicare Part A Hospital Coverage

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	Medicare Covers	You Pay
When you are hospitalized for 1-60 days	Most confinement costs after the required Medicare Deductible	$1,100 deductible
When you are hospitalized for 61-90 days	All eligible expenses after you pay a per–day co–payment	$275.00 per day co–payment as much as $8,250.00
When you are hospitalized for 91-150 days (Lifetime Reserve days)	All eligible expenses after you pay a per–day co–payment	$550.00 per day co–payment as much as $33,000.00
When you are hospitalized for 151 days or more	NOTHING	YOU PAY ALL COSTS

Most Medicare beneficiaries do not have to pay a premium for Part A services because they have at least 40 quarters of Medicare-covered employment (or are the spouse, widow or widower of such a person). However, other seniors and certain people under age 65 with disabilities who have fewer than 30 quarters of coverage may obtain Part A coverage by paying a monthly premium. This premium will be $461 per month for 2010. In addition, seniors with 30 to 39 quarters of coverage, and certain disabled persons with 30 or more quarters of coverage, will pay a premium of $254 in 2010.

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