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Advantages
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-
Freedom to choose any Medicare doctor
- No
Primary Care Physician required
- No
referrals needed for specialists
- Low
monthly premium is the same for all ages
- Easy
qualification and enrollment process
- Lower
copayments for preferred providers
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Disadvantages
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- You
are required to pay copayments for medical services
- Some
services or treatments require prior notification
- Copayments
for Non-Preferred providers can be expensive
- Higher
out-of-pocket costs are allowed over other plans
- Must
use a doctor who accepts Medicare
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