First Choice Health Insurance Inc. is an authorized agent for Providence Health Plans individual health insurance plans in Oregon. Make ehealthlink.com your first choice for health insurance quotes and information on Providence Health Insurance Plans.

You are eligible for Providence Health Plans medical insurance if you live within their Oregon service area (Portland metropolitan, Willamette Valley, Hood River and Central Oregon), are under age 65, and not eligible for Medicare.

Individual & Family Plan Features

Find the plan that meets the health care needs of you or your family, as well as your budget. You can choose from three OR health insurance options: Optimum, Value or HSA. Each plan offers a variety of features and deductibles to meet your needs.

Optimum Plans

Optimum Plans offer you the most comprehensive coverage. Copay is $20 for preventive care services for your personal physician or health care provider office visits. This copay is available before meeting the deductible. You aren't required to pay your deductible before you get the medical advice you need to healthy. You may also choose to see a non-participating provider. If you choose that option, you'll pay 40 percent coinsurance. There are five affordable Optimum Plans with several deductibles from which to choose.

Value Plans

Value Plans offer similar coverage as Optimum Plans. Preventive healthcare services and personal physician or healthcare provider office visits are available for a $20 copay, before deductible. The deductible is not waived for visits to specialists. When you reach your deductible, specialist visits are 30 percent coinsurance for participating providers or 50 percent coinsurance for non–participating providers. There are five Value Plans with several choices of deductibles.

Both Optimum and Value Plans Feature:

• Accidental injury benefit for all covered services before meeting deductible.
• Hospital, surgery, X-ray, laboratory services from participating physicians and facilities.
• Chiropractic office visits are available (In-Plan) for $20 copay, after deductible.
• Emergency care (In-Plan and Out-of-Plan) for a $125 copayment, before deductible.
• Prescription drugs benefits available through participating pharmacies for generic and brand-name drugs. No deductible!
• Travel Benefits and Nationwide coverage using their national network of participating providers.

Providence Health Care Health Savings Account (HSA)Plan

HSA Plans work together with a Health Savings Account and provide comprehensive coverage with a low monthly premium. This account allows you to set aside tax–deductible, interest–earning funds in a health savings account (HSA). Use these funds to help cover your deductible and other qualified medical expenses. Roll over unused funds each year and enjoy tax–sheltered investment and retirement planning options.

Providence also offers Medicare Supplemental insurance to seniors. As a Medicare beneficiary, you can choose from the different Medicare options they offer. One option is the Original (fee–for–service) Medicare Plan. Another choice is a Medicare health plan called Providence Medicare Choice + RX. Other options are also available. Compare online today and choose the plan right for you!

First Choice Health Insurance as your agent:

• Our job is to keep you informed and to help you if you want us to.
• We will keep you apprised of current pricing, benefit changes, and other issues that affect your policy.
• Each year at your renewal, or as you desire, we can compare your renewal rates and benefits with those of other companies.
• We can assist you with service, billing, and claims resolution.
• We will do our best to answer any other questions you may have.