Student Health Insurance - Oregon Colleges and Universities

Student health insurance may be the answer for providing low-cost health insurance coverage while you are attending school. Student Select, designed specifically for that purpose by Fortis, does just that. Once on their health insurance plan, you may even be able to continue coverage after you leave school.

You may be an in-state or out-of-state student attending Oregon Health Sciences University (OHSU), University of Oregon (UO), Oregon State University (OSU), Western Oregon University, University of Portland or any of the other colleges and universities in Oregon. You may be attending a community colleges including Lane, Portland, Lane, Central Oregon, Southwest Oregon and Umpqua. Whichever school is your choice, you will find health insurance plans to fit your needs.

If you are an Oregon resident and attending school in Oregon or out-of-state or if you are a resident of another state and attending school in Oregon, you may qualify for this economical student health insurance solution.

• Choice of four deductibles
• Up to $100,000 coverage per illness or injury
• Up to $1,000,000 total protection
• Freedom to choose your own doctors and hospitals
• Choice of payment options
  
  

Most group health insurance plans cover dependent children up to age 23 with some going as far as age 26, but age 23 is most common in Oregon. Some of the insurance plans require proof that the dependent is a full-time student, but many will cover dependents as long as you simply provide over 50% of their financial support. Individual health insurance policies may terminate a dependent child at age 19.

You need to find out when your dependent children will loose their dependent status and are no longer covered under your plan. This is the ideal time to purchase student insurance if they are attending school. If not, they should purchase an individual health policy or at least a short-term one if they need it for only six months or less. Another reason to purchase student insurance would be to cut costs if the price of keeping them on your other insurance is too high and you have no other children at home.

Visit the following links for fast online quotes, quote request forms, benefit comparisons and information on health plans for individuals, families, small businesses, and groups as well as Medicare supplement policies: