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Individual health insurance Oregon is also referred to as
individual health care, personal health insurance, personal
medical insurance, private health insurance, comprehensive
health coverage, major medical insurance, and family insurance.
Family insurance is simply an individual policy with more than
one insured member of the family included in the application
and coverage.
Individual policies can also be used for small business
purposes in cases where the business is a sole proprietor
or the company does not otherwise meet Oregon's legal
definition of a small business with two or more
qualified employees. Individuals are still considered
as covered for business expense purposes in their
business.
Individual plans are available is several designs and
deductibles allowing you to choose options to keep your
plan affordable. While not low-cost, the number of choices
allows you to select plans to keep your cost low as a
trade-off for other benefits. Remember that premiums are
driven by the cost of medical care in the geographic area
in which you live. Generally if you purchase a policy
that costs less in monthly premium, you will usually end
up paying a greater share of the medical expenses when
you are sick or hurt.
If you do not find the information you need here,
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