Individual health insurance in Idaho is also referred to as individual health care, personal health insurance, personal medical insurance, private health insurance, comprehensive health coverage, major medical insurance, and family insurance. Family insurance is simply an individual policy with more than one insured member of the family included in the application and coverage. Health Savings Accounts (HSA) are available for.

Individual healthcare policies can also be used for self–employed individuals in ID. You would still be considered as covered for business purposes and your premium would normally be a deductible business expense on your income tax return. Always check with your accountant on tax issues.

Individual Idaho Health Insurance plans are available is several designs and deductibles allowing you to choose options to keep your plan affordable. While not low cost, the number of choices allows you to select plans to keep your cost low as a trade-off for other benefits. Remember that premiums are driven by the cost of medical care in the geographic area in which you live as well as your health and your age.

Generally if you purchase a policy that costs less in monthly premium, you will usually end up paying a greater share of the medical expenses when you are sick or hurt.

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First Choice Health Insurance as your agent:

• Our job is to keep you informed and to help you if you want us to.
• We will keep you apprised of current pricing, benefit changes, and other issues that affect your policy.
• Each year at your renewal, or as you desire, we can compare your renewal rates and benefits with those of other companies.
• We can assist you with service, billing, and claims resolution.
• We will do our best to answer any other questions you may have.