Humana, Inc. is one of the largest publicly traded health benefit
companies in the United States with over 6.6 million members. The
HumanaOne health plans available in Arizona are insured by
subsidiaries of Humana, Inc. The Humana/ChoiceCare PPO Network
provides you with access to over 350,000 doctors, 3,100 hospitals
and 46,000 pharmacies while at home as well as when you travel
out of state on pleasure or business.
HumanaOne's Individual Health Plan comes in a choice of annual
deductibles and includes preventive care benefits, emergency room
care benefits and prescription drug benefits. With a high $5,000,000
lifetime maximum benefit this plan is designed to give you peace of
mind. You can add additional features as well including such
benefits as a zero deductible prescription drug plan, a physician
office visit copayment feature, maternity benefits and $20,000 term
life protection.
Humana also offers employers of large and small employee groups
a wide range of choices when it comes to group health insurance
coverage. Small employer groups of from two to 50 employees will
find a selection of PPO, POS and HMO plans in several deductibles
and plan designs. Regardless of size, employers will enjoy the ease
and convenience of their online Employer Self-Service Center.
Why use an agent to purchase health insurance?
Representation
We hate throwing money away or spending money on something we
don't get to enjoy the benefits of. Yet, people can unknowingly do
this when it comes to health insurance.
Premiums for almost all insurance policies include a commission
charge to pay agents for selling and servicing these policies. You
pay this commission charge regardless of whether you buy directly
from the insurance company or from an independent agent.
If you purchase directly from the insurance company, you give
up your right to have an agent represent you and help you solve
problems that may develop.
