The Health Net Violet plans are Medicare Advantage Preferred Provider Organization (PPO) plan offering freedom of choice in using medical providers. Receiving care from network providers gives you a higher level of benefits, but the plans allow you the freedom to go out of network at a higher cost to you if you choose.

The Aqua plan is similar without Medicare Part D prescription drug coverage; however, purchasing it without this coverage could subject you to a 1% per month penalty every month you delay. You can never get rid of this penalty if you later need prescription drug coverage. You are not even allowed to buy a separate Part D plan and still keep this coverage. Aqua is an ideal choice if you have other creditable drug coverage provided through the VA or an employer plan.

Sage is a Special Needs Plan (SNP) because it provides special focus features to help control high cholesterol.