Blue Cross Blue Shield of Arizona is one of 42 independent licensees of the Blue Cross Blue Shield Association. Nearly 85 million Americans - or one in four people – carry a Blue Cross and Blue Shield ID card. The Blue Cross and Blue Shield Association licenses Blue Cross Blue Shield of Arizona to offer certain products and services under the Blue Cross and Blue Shield names.

As Arizona's largest local health insurer, Blue Cross Blue Shield of Arizona (BCBSAZ) has been dedicated to offering affordable healthcare insurance products or services to Arizonans since 1939. They cover 1.8 million Arizonans every year – from 860,000 individuals, small business owners and large employers to 690,000 Medicare-eligible Arizonans.

Blue Cross AZ individual health insurance plans include a selection of BluePreferred preferred provider plans with annual deductibles ranging from as low as $250 to $5,000. For an even lower premium you can choose from a $1500 to $10,000 deductible BluePreferred Basic plan, also a PPO plan. BCBSAZ contracts with more than 9,000 physicians and almost every hospital in the state and has three provider networks, the BluePreferred, BlueSelect and Participating networks to give you ample choices of medical providers

If you want even more freedom of choice in the use of doctors and hospitals, you can choose one of their BlueClassic traditional indemnity plans. These are also available in deductibles ranging from as low as $250 to $5,000. For those wanting the convenience of low cost HMO coverage with copayments instead of deductibles, you can choose from their health care selection of BlueSelect health maintenance organization plans

BlueCross of Arizona also offers HSA or Health Savings accounts. These accounts allow you to save money in a tax exempt account and use the funds to pay for qualified medical expenses. To be eligible to open and HAS, you need to be e3nrolled in a high deductible plan such as BluePreferred Saver or BlueClassic Saver.

Blue Cross of Arizona offers employer groups flexible choices that include PPO, PPO Upgrade Options, HMO, Dual Option (PPO and HMO), Open Access HMO, and Dental plans. Employers are sure to find a employee benefit plan to meet their employees needs and fit within their company's health care budget.

Blue Cross Blue Shield Arizona Senior Security Plans are Medicare supplemental plans that offer seniors both flexibility and choice. If you live Maricopa, Pima or Pinal county, seniors also have the option of Senior Preferred–Medicare Select plans.

First Choice Health Insurance as your agent:

• Our job is to keep you informed and to help you if you want us to.
• We will keep you apprised of current pricing, benefit changes, and other issues that affect your policy.
• Each year at your renewal, or as you desire, we can compare your renewal rates and benefits with those of other companies.
• We can assist you with service, billing, and claims resolution.
• We will do our best to answer any other questions you may have.